Borrow between KSh 1,000 and KSh 30,000 directly on your phone. Transparent terms, fast 30-minute approval, and instant M-Pesa disbursement.
3 fast and easy steps to get cash disbursed to your phone in 30 minutes
Select your desired amount (KSh 1,000 to KSh 30,000) and pick a repayment duration (1 week, 2 weeks, or 1 month).
Our fast review team evaluates your application within 30 minutes with zero paper forms required.
Once approved, funds are transferred instantly to your mobile wallet or bank account for immediate use.
Enjoy flexible financial solutions backed by secure, reliable technology.
Get fast feedback and processing within 30 minutes from anywhere in Kenya.
Access your full repayment history, current balances, and build your credit score effortlessly.
Your financial information is encrypted with standard security protocols to ensure complete safety.
Fixed, transparent rates: 10% for 1 week, 20% for 2 weeks, and 30% for 1 month. No hidden costs.
Everything you need to know about borrowing with Chama Lenders
Applications are processed within a minimum of 30 minutes. Once approved, loan funds are disbursed directly to your mobile wallet or bank account.
Principal amounts range between KSh 1,000 and KSh 30,000. Repayment periods are 1 week (10% interest), 2 weeks (20% interest), or 1 month (30% interest).
Any registered borrower or active Chama member in Kenya with a valid National ID and active mobile phone number can apply for credit.
Yes! We offer tailored Chama credit facilities designed for registered investment groups and Merry-Go-Rounds with pooled repayment terms.
Repayments can be made conveniently via M-Pesa Paybill or directly through your borrower dashboard portal with automated instant receipting.
Join thousands of Kenyan borrowers and Chamas growing with Chama Lenders
Apply for a Loan Today